Sector 03: Finance

Subtitle: “Buy High, Sell Low, Expense the Steak”

SECTOR OVERVIEW

SECTOR 03: FINANCE

// DECLASSIFYING SERIES 1-3 //

“From the bottom-feeders to the institutional overlords. Watch the margins; the algorithm is always hungry.”

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Subject: The Analyst

// Encryption Level: SERIES 1 //

Subject: Summer Intern

// Encryption Level: SERIES 3 //

Subject: The Quant

// Encryption Level: SERIES 2 //

Clearance Level: Accredited Investors Only

Mission: To move money from one column to another while taking a 2% management fee.

Sector 03 is the engine room of capitalism, populated by people who wear vests in the summer and haven’t slept since 2019. Here, net worth is a personality trait, and “ethics” is just a compliance module you click through as fast as possible.

From the dungeon-dwelling Day Traders to the penthouse Managing Directors, everyone here is chasing the same thing: The Number. If you enter this sector, bring your own Adderall and a prenup.

SERIES 1: THE “HIGH FINANCE” STARTER PACK

1. The Analyst

  • Class: Grunt
  • HP: 1 (Critical Condition)
  • Image Concept: A 22-year-old in an ill-fitting suit, eye bags deep enough to carry groceries, sitting in a dark cubicle at 3 AM. A single tear rolls down their cheek.
  • Twist: “Pls Fix” (Can instantaneously realign a logo by 1 pixel, but loses 5 HP every time the email notification dings).

Move 1: Font Size Adjustment (Cost: 10)

“Graduated top of his class to change Arial to Times New Roman. Increases document legibility by 1%.”

Move 2: The All-Nighter (Cost: 90)

“Hasn’t seen the sun in three weeks. Diet consists entirely of lukewarm Seamless orders and Adderall.”

Flavor Text:

“Kevin works for a Managing Director who hasn’t opened an email attachment since 2004. Going home is inefficient.”

2. The Venture Capitalist

  • Class: Thought Leader
  • HP: 500 (Ego Shield)
  • Image Concept: Wearing a Patagonia fleece vest, Allbirds, holding a podcast mic in a San Francisco coffee shop.
  • Twist: Term Sheet Trap (Dazzles founders with promises of ‘synergy’ before taking 40% of their company).

Move 1: The Thesis (Cost: 20)

“Spends 6 hours writing a 40-part Twitter thread about waking up at 3:30 AM to meditate. Disrupts the concept of walking.”

Move 2: The Pass (Cost: 0)

“Passes on the next Google because he didn’t ‘vibe’ with the founder’s chakra.”

Flavor Text:

“Brad doesn’t have a job; he has a proprietary algorithm for losing money on Bluetooth-enabled shoes.”

3. The Day Trader

  • Class: Gambler
  • HP: 180/120 (Blood Pressure)
  • Image Concept: Sitting in a messy basement surrounded by 6 monitors displaying red charts. Wearing pajama pants and eating cold pizza.
  • Twist: The Margin Call (Instant knockout if the market moves 1% in the wrong direction).

Move 1: Technical Analysis (Cost: 50)

“Draws triangles on a chart and believes the stock market will obey him. Down 85% this year.”

Move 2: Buy The Dip (Cost: All Savings)

“Doubles down on a losing position because a Reddit post told him to.”

Flavor Text:

“Mike calls his gambling addiction ‘investing.’ When the portfolio goes to zero, at least he has Ramen.”

4. The Crypto Bro

  • Class: Evangelist
  • HP: Volatile
  • Image Concept: Laser eyes, Dogecoin t-shirt, holding a hardware wallet like a religious artifact. Leaning on a rented Lamborghini.
  • Twist: WAGMI (Can convince three friends to lose their savings in a Ponzi scheme with a single text message).

Move 1: HODL (Cost: 10)

“Refuses to sell even when the graph looks like a cliff. Claims he is ‘in it for the tech.'”

Move 2: Panic Sell (Cost: 100)

“Liquidates entire portfolio because Elon Musk tweeted a meme.”

Flavor Text:

“Tyler will not stop talking about the blockchain at Thanksgiving. Keep your imaginary internet money safe from hackers.”

5. The Accountant

  • Class: Bean Counter
  • HP: 80 (Boredom Resistant)
  • Image Concept: Beige walls, beige shirt. Surrounded by paper stacks and a vintage calculator. Pure boredom.
  • Twist: The Audit (Can freeze an entire company’s operations just by clearing her throat and adjusting her glasses).

Move 1: Cell G45 (Cost: 5)

“Finds a rounding error that no one else cared about. It is the highlight of her fiscal quarter.”

Move 2: Tax Code Citation (Cost: 40)

“Recites IRS regulation 409A from memory. Inflicts ‘Sleep’ status on all listeners.”

Flavor Text:

“Susan is the only person who knows where the money actually went. She fears nothing except the IRS.”

6. The Financial Advisor

  • Class: Salesman
  • HP: 100 (Whitened Teeth)
  • Image Concept: Golf polo, firm handshake pose on a sunny golf course.
  • Twist: The Index Fund (Loses all power if the client realizes they can just buy the S&P 500 for free).

Move 1: Whole Life Policy (Cost: 60)

“Sells you insurance you don’t need using words like ‘fiduciary’ loosely.”

Move 2: The Slice (Cost: 20)

“Spends 90% of the work week working on his golf swing. Googles ‘best stocks’ 5 minutes before your meeting.”

Flavor Text:

“Chad isn’t here to manage your money; he’s here to fund his country club membership. Practice your putting.”

SERIES 2: THE “INSTITUTIONAL” EXPANSION PACK

7. The Managing Director

  • Class: Overlord
  • HP: 1000 (Salary Armor)
  • Image Concept: Screaming into a phone while ordering a $200 steak. Corner office view he ignores.
  • Twist: The Fire Drill (Can ruin an Analyst’s entire weekend with a single vague sentence sent at 4:55 PM Friday).

Move 1: Client Relations (Cost: 200)

“Drinks scotch at 2 PM. Has strong opinions on the color of bar charts despite not knowing how to open Excel.”

Move 2: Pls Fix (Cost: 10)

“Sends an email at 11 PM just to feel something. Divorces: 3 and counting.”

Flavor Text:

“Greg is the king of the castle. Gift him a ‘World’s Best Boss’ mug, because he definitely bought it for himself.”

8. The Quant

  • Class: Math Wizard
  • HP: 40 (Vitamin D Critical)
  • Image Concept: Pitch-black room, green Matrix code on 8 monitors. Hoodie up, unkempt hair.
  • Twist: The Glitch (If the algorithm loses money, he can’t explain why because the AI learned it on its own).

Move 1: High Frequency (Cost: 80)

“Uses a PhD in Astrophysics to shave 0.003 seconds off a soybean trade.”

Move 2: Inefficient Variable (Cost: 0)

“Refers to human traders as ‘noise.’ Doesn’t know what the company does, only its ticker symbol correlation.”

Flavor Text:

“Dr. Chen looks like he’s hacking the Pentagon. Stare into the void of the algorithm for 18 hours straight.”

9. The Compliance Officer

  • Class: Fun Police
  • HP: 150 (Rulebook Shield)
  • Image Concept: Stern face, grey cardigan, holding a giant “STOP” sign in front of an office party.
  • Twist: The Audit Trail (FREEZES all fun and profitability in a 30-mile radius until a form is signed in triplicate).

Move 1: Sales Prevention (Cost: 50)

“Cites a regulation from 1934 to kill a creative idea. Risk Tolerance: -100.”

Move 2: Mandatory Training (Cost: 100)

“Turns a 5-minute chat into a 4-hour seminar. Popularity: Lowest in the firm.”

Flavor Text:

“Karen’s job is to say ‘No.’ She marks up marketing materials until they are legally compliant and unreadable.”

10. The Private Equity Associate

  • Class: Vulture
  • HP: 90 (Patagonia Vest)
  • Image Concept: Midtown Uniform, holding a baseball bat labeled “Synergy” over a burning factory.
  • Twist: The LBO (Can purchase a company using the company’s own credit card).

Move 1: Trim the Fat (Cost: 80)

“Fires half the staff and calls it ‘operational efficiency’ while ordering a third appetizer.”

Move 2: The Flip (Cost: 200)

“Plans to sell the gutted company in 3 years for a 2x return or bankrupt it trying.”

Flavor Text:

“Chad Jr. talks about synergy with a cold, calculating stare. Perfect for ‘restructuring’ unwanted documents and employees.”

11. The Commercial Real Estate Broker

  • Class: Mogul
  • HP: 110 (Cologne Strength)
  • Image Concept: Slicked hair, Italian suit, power stance on a rooftop balcony pointing at a skyline.
  • Twist: The Zoom Call (His mortal enemy. If people work from home, he has no one to rent skyscrapers to).

Move 1: Cap Rate Talk (Cost: 30)

“Spends 90% of his time driving a leased G-Wagon and talking about interest rates.”

Move 2: Return-to-Office Mandate (Cost: 60)

“Desperately tries to convince CEOs that ‘culture’ requires a 10-year lease.”

Flavor Text:

“Tony sells ‘asset classes.’ Keep a toy crane on your desk to remind yourself of the deals stalled in zoning.”

12. The Actuary

  • Class: Reaper
  • HP: 70 (Calculated Risk)
  • Image Concept: Average-looking, holding an hourglass and clipboard. Checking a box and shaking head sadly.
  • Twist: Premium Hike (Can increase your monthly bill by 40% just because you turned 40).

Move 1: Death Calculation (Cost: 10)

“Knows exactly when you will die based on your zip code and bacon consumption.”

Move 2: Fiscal Boredom (Cost: 50)

“Finds a spreadsheet about catastrophic flood damage ‘fascinating.’ Techncially an accountant who found accounting too exciting.”

Flavor Text:

“Gary monetizes mortality. Consult the Magic 8-Ball; it’s just as accurate as his risk models.”

SERIES 3: THE “BOTTOM OF THE FOOD CHAIN” PACK

13. The Summer Intern

  • Class: Gopher
  • HP: 50 (Panic)
  • Image Concept: Suit two sizes too big, balancing 12 Starbucks cups, trying to badge into a door with an elbow.
  • Twist: The Hover (Stands awkwardly behind a senior employee’s chair for 20 minutes waiting to be acknowledged).

Move 1: Coffee Run (Cost: 20)

“Highly educated delivery boy. Projects include organizing the supply closet.”

Move 2: LinkedIn Post (Cost: 5)

“Posts ‘So humbled and honored…’ after doing absolutely nothing of value.”

Flavor Text:

“Brayden thinks he’s working on a merger. He is actually formatting lunch orders. Essential for climbing the ladder or scrubbing floors.”

14. The Bank Teller

  • Class: Punching Bag
  • HP: 60 (Immune System)
  • Image Concept: Behind bulletproof glass with a frozen fake smile. Angry customer pointing finger.
  • Twist: The Coin Jar (If a customer brings in a gallon jug of unrolled pennies, her turn ends immediately).

Move 1: The Upsell (Cost: 10)

“Legally required to ask if you want a credit card, even though she knows you have $4.”

Move 2: Overdraft Explanation (Cost: 30)

“Personally blamed for the fee the computer charged you. Touches dirty money all day.”

Flavor Text:

“Sarah listens to stories about grandkids she doesn’t care about. Hand sanitizer is mandatory.”

15. The Call Center Rep

  • Class: Apologizer
  • HP: 10 (Squeezing Stress Ball)
  • Image Concept: Grey cubicle, headset, mute button taped down. Eyes wide with fear.
  • Twist: The Transfer (Can instantly send an angry caller to a different department, making them someone else’s problem).

Move 1: Script Read (Cost: 0)

“Says ‘I understand your frustration’ while muting the line to scream into a pillow.”

Move 2: Bathroom Permission (Cost: 100)

“Needs supervisor approval to leave the desk. Works in ‘Complaint Absorption.'”

Flavor Text:

“Jason reads a script that solves nothing. Use the desktop punching bag; it’s cheaper than therapy.”

16. The Insurance Trainee

  • Class: Bridge Burner
  • HP: 40 (Desperation)
  • Image Concept: Kitchen table office, list of names (Mom – NO), motivational ‘Hustle’ poster.
  • Twist: The Guilt Trip (Uses emotional manipulation to force a college roommate to buy a policy out of pity).

Move 1: The Warm Market (Cost: All Friends)

“Calls his aunt and high school gym teacher to sell them policies they can’t afford.”

Move 2: Limitless Potential (Cost: Salary)

“Paid in ‘potential’ instead of money. Recruited by a pyramid scheme with offices.”

Flavor Text:

“Kyle has alienated everyone he has ever met. He will be fired once he runs out of family members to annoy.”

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